5 loan products · 15+ lenders

Every loan we offer, in one place

From home loans to business, working-capital and loan-against-property — browse PakkaLoan's full range with indicative starting rates, amount ranges and how many of our partnered banks & NBFCs compete for each. Pick a product to compare rates and eligibility, or apply once — checking never affects your credit score.

  • Rates from7.4%

    Home Loan

    Buy, build or refinance — flexible terms, rates from 7.4%.

    Lenders
    12 partners
    Amount
    ₹5 L – ₹15 Cr
    Tenure
    60 – 360 months
    • Low-interest home loans
    • Flexible terms and competitive rates
    • Options for purchasing or refinancing/balance transfer
  • Rates from12%

    Business Loan

    Collateral-free funding up to ₹75 Lakhs, disbursed in 5–7 days.

    Lenders
    12 partners
    Amount
    ₹1 L – ₹75 L
    Tenure
    12 – 84 months
    • Maximum loan amount of up to Rs.75 lakhs
    • Faster processing of loan – disbursement within 5-7 working day
    • Collateral free (Unsecured) loans
  • Rates from9%

    Working Capital Loan

    Secured limits to run daily operations — rates from 9%, LTV up to 100%.

    Lenders
    5 partners
    Amount
    ₹5 L – ₹30 Cr
    Tenure
    12 – 60 months
    • Secured loan against collateral, lower interest rates
    • Higher loan amount than unsecured loans
    • Repayment as interest on utilised limit, renewed annually
  • Rates from7.8%

    Loan Against Property

    Unlock 60–70% of your property's value at low rates from 7.8%.

    Lenders
    12 partners
    Amount
    ₹5 L – ₹50 Cr
    Tenure
    60 – 180 months
    • Secured loan with property as collateral
    • Lower interest rates than unsecured loans
    • Fast approval
  • Rates from9.5%

    Debt Restructuring

    Reorganise existing loans — lower rates, longer tenure, avoid default.

    Lenders
    11 partners
    Amount
    ₹5 L – ₹15 Cr
    Tenure
    12 – 120 months
    • Available to companies, individuals, and even countries
    • Reduce interest rates or extend due dates
    • Less expensive alternative to bankruptcy

Interest rates, fees and amounts shown are indicative and provided by our partnered lenders; the final rate, charges and approval are determined solely by the respective bank/NBFC based on your profile and their credit policy. PakkaLoan does not lend directly.

One form, every lender

Not sure which loan fits?

One application. Multiple lenders. The pakka way to borrow. Apply once and compare real offers across 20+ banks & NBFCs — with no impact on your credit score.